Haven’t started your New Year’s Resolution savings goal? Make these minor changes and turn your common cents into dollars.
Small changes, instant impacts
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Brown Bag It – Chances are, you already have the food in your house. Not only are you wasting money eating out, but you’re risking the food you have already purchased going bad.
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Use Your Public Library – Did you know that the library rents more than books? You can get the latest music and movies available for free (as long as you return it on time).
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Check Your Pressure – Having properly inflated tires can reduce gas usage. Pay attention because this changes based on the season.
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Turn Your Wi-Fi On – Did you know that your internet provider may offer free hot spots as part of your package? Not knowing the password may not be an issue.
It adds up over time
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Avoid ATM Surcharges – Don’t pay to use your money! Taking the time to plan for your withdrawal can save you up to $8 per transaction.
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Pay Your Bills On Time – Stop paying late fees. Creating a list of when your bills are due in relation to when you get paid can help you ensure you can make your payments by the due date.
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Plan For Purchases – Waiting until the last minute leads to impulse purchasing. Review upcoming birthdays and celebrations a month or two in advance to allow you to save for larger purchases and give time for comparison shopping.
Negotiate, Negotiate, Negotiate
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Review Your Plans – Are you actually getting the best bang for your buck? Compare your [insert your monthly utility bill of choice] provider’s plan against another’s. Also check out what new clients are being offered. Retention departments will do what they can to keep you as a customer.
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Rate Reduction – If you’re carrying a balance on your credit card, and have been consistent in your payment history, you may qualify for a rate reduction just by asking. If a company offers multiple types of cards, they may be willing to offer a balance transfer to a new card to cut your interest rate.
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Price Match – Many companies and services will consider price matching as long as you have proof of a competitor’s price. Go prepared and save big.
Want more tips? Stop in our Office—we’re always here to help!
Location: Aquinas Hall, Room 107
Hours: Monday: 8:30 a.m. – 4:30 p.m.
Tuesday, Wednesday and Thursday: 8:30 a.m. – 7:00 p.m.
Friday: 8:30a.m. – 4:30p.m.
Phone: (203) 773-8508
Fax: (203) 773-8972
Email: financial_aid@albertus.edu